TERMS AND CONDITIONS
Please read the following terms and conditions carefully. Your use is governed by these terms and conditions. By using this website, you agree to be bound by these terms and conditions, as they may be modified by MorehouseCowles from time-to-time and posted on this website.
Each user of this Website agrees as follows:
1. Copyrights and Other Intellectual Property
Except as otherwise noted in this Website (www.morehousecowles.com), all information, documentation and other content posted in this Website (collectively, the "Information") is the property. Without limiting the foregoing, the graphics, icons and the overall appearance of this website are the property of MorehouseCowles. The posting of such information does not constitute a waiver of any of MorehouseCowles proprietary rights in such Information (such as but not limited to, copyrights or trademarks) or a transfer of any such rights to you or any third party. You may not sell or republish, or copy for other that your own individual use, the Information or any portion thereof without prior written consent of MorehouseCowles.
2. No Offer or Solicitation of Products
This website includes Information related to or referenced in the offering documentation for certain MorehouseCowles products. The information is provided for your general information only and does not constitute an offer to sell of a solicitation of an offer to buy products. The Information does not constitute a sufficient basis for making a decision with respect to the purchase of any products. Before purchasing any product, please consult your products advisor for information about and analysis of the product, its risks and suitability in your particular circumstance.
3. Links to this Web site
This site is the property of MorehouseCowles. Other sites may not link to this site without the express written permission of MorehouseCowles.
4. Links to other Websites.
Periodically, links may be established between this and one or more websites operated or content provided by third parties. MorehouseCowles has no control over any such other websites or the contents therein and will have no liability arising out of or related to such websites or their content. The existence of any such links does not constitute an endorsement by MorehouseCowles of such websites, the content of the websites or the operators of the websites.
5. Non-Confidentiality of Communications
If you send a message to this Website, such as (but not limited to) an e-mail to the Webmaster, you hereby grant to MorehouseCowles the right to read, use, distribute, disclose and otherwise handle the communications as MorehouseCowles deems appropriate in its sole judgment. You are hereby advised that no facilities are provided by this website for sending or receiving confidential communications.
6. No Warranties: Limitation of Liability
Although MorehouseCowles attempts to provide useful information, MorehouseCowles does not guarantee that the information is accurate, current or suitable for any particular purpose. MorehouseCowles assumes no obligation to update or continue to post the information. MorehouseCowles does not guarantee that access to this website will be uninterrupted, that this website will be free of viruses or that this website cannot be tampered with by third parties.
THIS WEBSITE AND THE INFORMATION ARE PROVIDED ON AN "AS IS" BASIS, WITH NO WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY OR ANY IMPLIED WARRATIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. USE OF THIS WEBSITE AND THE INFORMATION IS AT THE USER’S SOLE RISK. IN NO EVENT WILL MOREHOUSECOWLES BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF OR RELATED OT THIS WEBSITE, ANY OTHER WEBSITE OPERATED BY A THIRD PARTY OR ANY INFORMATION CONTAINED IN THIS WEBSITE OR ANY OTHER WEBSITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES WHETHER UNDER A CONTRACT, TORT OR ANY OTHER THEORY OF LIABILITY, EVEN IF MOREHOUSECOWLES IS AWARE IF THE POSSIBILITY OF SUCH DAMAGES.
These Terms and Conditions will be construed in accordance with the laws of the state of California, without regard to its conflict of law provisions. The provision of these Terms and Conditions are severable. If any such provision is determined to be unenforceable, such enforceability will not affect any other provision if these Terms and Conditions, and the Terns and Conditions will be construed as if such unenforceable provision had not been contained therein. No waiver by MorehouseCowles of any right under or provision of these Terms and Conditions will be deemed to be either a waiver of any other such right or provision of that same right of provision at any other time.
MorehouseCowles will not disclose (share, sell or divulge) any personal information, such as address, e-mail, telephone and fax numbers, to third parties unless we've been authorized by you. MorehouseCowles will maintain this information in accordance with our strict security and confidentiality standards.
MorehouseCowles periodically sends out e-mail correspondence to our clients, friends, and people who have filled out a Web form on our site or otherwise provided their email address. This correspondence is regarding our company newsletter, special events, and special announcements. Upon request, MorehouseCowles will remove users (and their information) from our database or permit them to "opt-out" of any further e-mail newsletter lists. If you receive any such e-mail messages that you do not wish to receive again in the future, simply click on the unsubscribe link at the bottom of the email.
Changes and Acceptance
MorehouseCowles reserves the right to change this policy at any time. By using www.morehousecowles.com, you signify your agreement with the terms of our privacy statement. Your continued use of the Web site after any changes to this privacy statement signifies your agreement to the changes.